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Second Opinion

Kathleen O'Connor IIKathleen O’Connor, health care industry analyst and journalist, founded CodeBlueNow! upon the belief that the public has a right to be involved in creating its own health care policy. Involved in healthcare for 30 years, she shares her unique ability to communicate current health care topics in a language everyone can understand.

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Entries For: February 2008

Fat Cat Insurance

FEHBP Explained

I just spoke on Wednesday with a woman who worked with Blue Cross and the Federal Employees Health Benefit Plan (FEPB). So, while I am no means an expert on the FEHBP, I was stunned to learn about the richness of their benefits and the generousity of the benefits in terms of coverage option.

Some interesting provisions: 

The FEHBP is not subject to state regulations.  So while several Democratic candidates have promoted the FEHBP model, they are probably not aware that it is very similar to the association health plans that the Democrats repeatedly oppose.  It is not subject to state mandates and state insurance laws, and the only appeals process is to the Office of Personnel Management in Washington DC.  The significant difference between FEHBP and Association Health Plans is the number and diversity of the members in terms of age, gender, race and income. 

Apparently, if you have been enrolled the FEHBP for five years or more, you are still eligible for FEBP when you retire. 

And, there are no waiting periods. Coverage is immediate. 

And profits are controlled. The plans offering FEHBP can only charge for the costs of services and their  administrative overhead. 

Others more knowledgeable about this are invited to chime in on the implications of using the FEHBP as a model for reform. 

We are not advocating for this, just exploring how it works and the pluses and minuses of  this kind of arrangement.

Paradigm Shift

The Clinton Plan Versus Obama's

I despair of what Obama and Clinton can discuss on the 21st about the difference in their health plans. Promises to be insomnia cure for all. In their present form, neither of these plans would be supported by the Independents, much less more moderate Republicans.

What may be a more interesting discussion is how they intend to bridge the gap with the Independents who clearly hold the key to successful health care reform.

You would think we could start having a fresh conversation with so many new books which interestingly enough have considerable consensus on some key issues--Shannon Brownlee's Overtreated and George Halvorson's Health Care Reform Now, and of course his earlier, Epidemic of Care.

Our research findings on what the public values in health care from Iowa and Washington are identical. These two states are mirror images of each other. Only one issue had any statistically significant difference. That is phenominal when you consider the major differences between these two Red and Blue states.

It is time for a new and fresh conversation rather than remaining stuck in the old, failed party lines.

Health care reform has failed since 1932 and the Report on the Committee on the Cost of Medical Care (I have a copy!).

Health care reform is truly bi-partisain. It has failed under Truman, Nixon and Clinton. Don't you think we would learn something by this time?

 

Not What the People Want or Will Support

We have been examing the data from our surveys of what people want and value in health care.  It is clear that what is important to the people is not being discussed.  The Democrats focus on expanding public programs; the Republicans want personal responsibility and private insurance. See our comparison chart.

The majority of Americans want neither, yet the majority wants universal coverage.

That means the major barrier to health care reform is not the stakeholders, insurers, and all the others that people point fingers at.  The barrier to reform is the political parties' inability to signficantly  and sincerely reach across the aisle or to the listen to the people of America.

Therefore, all of their proposals are not what the people want or will ultimately support.

Cheers and more later.  Kathleen

Why What We – and you – Do Matters

This missive was originally posted on 1/28/2008

A must read for those interested in health care reform is Lawrence Brown's article in the January 2008 New England Journal of Medicine: The Amazing Noncollapsing U.S. Health Care System Is Reform Finally at Hand?

Brown says, "Because the system is unlikely to collapse from within, reformers' best hopes lie with shifts in public sentiment and the election of activists and reform minded political leaders."

We would add to that an engaged citizenry that holds its elected officials accountable for change.  Which is where we and you come in.  It's time to speak up on health care.

Read this op-ed, take our Pulse® online and get five friends and family members to do the same. And forward this blog to others who may find it of interest. 

Cheers and more later.  Kathleen

The Rotary Four-Way Test

This missive was originally posted on 1/25/2008

This past week, we have received numerous invitations to enroll in coding seminars for doctors to learn how to code medical procedures to maximize income. 

Here’s what several of these seminars offer:

“Connect before you collect: How to establish rapport with a patient before you dig for the dough.
Learn all the profitable secrets about developing target files.”

            and

“In 2006 the AMA changed conscious sedation CPT codes to ‘moderate sedation’
- which resulted in many carrier reimbursement policy changes. If you’re not up to speed on these changes, you could risk losing payment for these sedation services."

"Think a non-par provider can’t get paid for moderate sedation? Think again ... You’ll find out how!
If you’re a non-par provider: How to get paid when your insurance company denies the service.
3 Steps to follow to ensure payment when you¹ve opted out of Medicare.

"But you can learn all you need to know to rake in the deserved bucks in just one hour"
         
                   ***********************

"And all you have to do is enroll for an audio seminar at $239 a CD from audioeducator.  www.audioeducator.com"

And we wonder why health care costs are so high!  Our game and blame health care battlefield has pitched physicians against their patients because of money.  We no longer have time with our physicians because the primary care doctors are paid so poorly that they have to see more and more patients in less and less time to make ends meet.

This is not the way to practice medicine.

And who is really raking in the dough with these ads?  At $239 a CD, I would bet the speaker.

I am a Rotarian. Rotary has a four way test:

1.    Is it the Truth?
2.    Is it Fair to all concerned?
3.    Will it build Good Will and Better Friendships?
4.    Will it be Beneficial to All Concerned?

Sadly, these seminars and nearly all of health care marketing, fail this simple test. 

If there are cases to be made for reform -- these seminars should be part of that case. Our coding and billing system would be a critical thing to reform.  Doctors only get paid by doing something to you. What they do is coded on a CPT scale, which is actually owned by the AMA.

We have so micromanaged our health care system, that we have forgotten what a health care system should really do -- promote people’s health.   We really recommend the books Overtreated by Shannon Brownlee and Epidemic of Care by George Halvorson and George Isham, MD.  We're not the only ones who know that the emperor wears no clothes!

Enough of this game and blame battlefield!  Let¹s build that system together.
Take the CodeBlueNow! Pulse® today and have your voice be heard.   

And, watch our website for some interesting news this coming week.

Cheers and more later.

Kathleen

Upcoming Presidential TV Series

This missive was originally posted on 1/22/2008

The National Coalition on Health Care (NCHC), in association with Retirement Living TV (RLTV), and Johns Hopkins University, is producing a multi-part series, Healthcare '08: Search for Solutions.

The Series will give presidential candidates and other public leaders an informal forum to discuss their views on solutions to the health care crisis facing Baby Boomers and Seniors. We believe our participation in this effort is a great opportunity to raise the general awareness of the many challenges we face in transforming our health care system.

Each episode in the series consists of an exclusive half-hour discussion with a presidential candidate or other public leader and the president of The Johns Hopkins University, Dr. William Brody. Respected journalists, such as Diane Rehm, Judy Woodruff, Lea Thompson, and Felicia Taylor, will moderate the interviews. The series will be an ongoing initiative over the next several months.

RLTV, which is accessible to 29 million homes, is making available all programs in the Healthcare 08 series on their website, and we encourage you to make it available on your website for your members, employees and congregants. Please feel free to utilize the below link to view the series, place it on your website, or share the link.

Healthcare '08: Search for Solutions

CodeBlueNow! is a member of the National Coalition. Watch our website for times and dates.

Cheers and more later. Kathleen

The Public's View on Health Care Reform

This missive was originally posted on 1/16/2008

Just out from the Commonwealth Fund, is their new study on the Public's Views of Health Care Reform and the Presidential Election.

Interestingly enough, their findings mirror our CodeBlueNow! Pulse: Iowa findings of what the public wants: shared responsibility; keep the employer involved; assuring everyone has coverage. Our Pulse findings, however, indicate that the people don't have much confidence that the presidential election will the shape a vision for a new health care system.

We'll have new research out toward the end of the month. Keep watching our website.

And, our new website should be up and running in few days.

Cheers and more later. Kathleen

Have an Individual insurance policy? Be glad you don't live in Washington

This missive was originally posted on 1/14/2008

If you have an individual health insurance policy, be glad you don't live in Washington state! Nearly 300,000 people in this state have such policies. But, last year 7,000 "flunked" the test because they had too many health care problems. Washington is the only state that has such a screening test.  Read about it in the Seattle Times.

And this year, insurers are uping their individual policies by as much as 20%. And guess who has no recourse or clout to bargain. These 270,000 people who only have individual policies.

And, in the walking-their-talk category, check out what the candidates are doing for their health insurance and their campaign staffs' insurance in an NPR story by Julie Rovner.

Guiliani and Edwards should be glad they don't live here in Washington, given their experiences with cancer. They would probably flunk the test. McCain would as well, but at least he has options--VA, Medicare and his wife's policy.

If there is one case that could be made about why we need change, the individual policy market in Washington state would be that case.

Cheers and more later. Kathleen

Run, don't walk, to the nearest book store or library

This missive was originally posted on 1/3/2008

Happy New Year. CodeBlueNow! is having a great '08! We have some exciting news to report later this month or early next month. Also coming soon on this blog, will be some insights from our Honorary Board member in Ames, Iowa on what happened in Iowa in the caucuses.

An absolutely must read book: Overtreated: Why Too Much Medicine is Making Us Sick, by US News and World Report journalist, Shannon Brownlee. I hate to say it, but her book is better than mine!

This book is a page turning indictment of why we need change. Chapter 2 alone is worth the entire price of the book!

We're not the only ones who feel this way. Please see this review, as well.

Cheers and more later. Kathleen

A Boon for Patient Safety

This missive was originally posted on 12/19/2007

Bravo for our Governor Gregoire and her proposed health care investments. She is proposing investing $7.89 million to increase patient safety in Washington State.

Specifically, she wants to add $930,000 to strengthen the state's credentialing and licensing and disciplining standards for health care providers;

$2 million to investigate complaints against health care providers;

$1.4 million to provide real time information for providers and pharmacists on prescription drugs to reduce the negative effects of adverse drug reactions, especially for seniors who take multiple drugs;

Hospitals will be required to report adverse events, within existing budgets;

$3 million to help hospitals train more qualified nurses, including innovative partnerships to do so;

$560,000 to increase licensing standards for registered counselors, a move sorely needed in Washington State.

In our last Dispatch, we featured an article on Patient Safety and the incredible variation in hospital and surgical practices. Having greater transparency in the health care system is an important step in the right direction.

We also applaud the several recent articles on the Health Populi Blog related to patient safety and quality care.

Cheers and more later. Kathleen

Well Worth Reading

This missive was originally posted on 12/12/2007

We visited three blogs on December 12th and found three absolutely wonderful posts that are well worth reading. 

Health Care Reform Now! - This is the blog associated with George Halvorson's book Rx Health Care Reform Now!, in which he advocates for our approach: consensus building!

Health Commentary - Guest blogger on Health Commentary talks about that $618 million from the UnitedHealth Group former chief executive and how it really all comes down to self-interest and a loss of community.

Health Populi - Health Populi talks about “medical credit scores” and challenges of consumer-driven health care and whether hospitals will use this information prior to patients admission to hospitals.

This last one is hair raising in terms of implications for patient care!

I urge you to read these pieces and share them widely.

Best and more later. Kathleen

Potatoes or Potato Chips?

This missive was originally posted on 12/6/2007

The following is from a guest blogger, Sarah Smith, COO of CodeBlueNow!:

Potatoes or Potato Chips?  How much you got in your wallet?

The word is out about how important it is to eat healthier and to avoid pre-packaged junk food.  We hear all the time about how trans fats and high fructose corn syrup are out, and how apples, carrots and fresh veggies are back in.  But when you manage a household on a very limited budget, as many Americans do, how feasible is it to feed your family healthy, fresh food?

Not very.  A recent study by the University of Washington tracked food costs in Seattle-based grocery chains between 2004 and 2006, and found that while costs of junk foods went down, healthy foods increased by 20%.  The study was published in the December issue of the Journal of American Dietetic Association.

The study suggests there may be a correlation between dietary choices and economic factors.   According to the article in JADA, “The survey found low-calorie foods increased in price by 19.5 percent over a two-year period, while high-calorie items dropped in price by 1.8 percent.  ‘The findings that energy-dense foods are not only the least expensive but also the most resistant to inflation may help explain why the highest rates of obesity continue to be observed among groups of limited economic means,’ according to the researchers.”

So while the candidates talk about increasing access to preventive medicine by reducing chronic disease, one must step back to ponder the multi-levels of economy influencing our health care crisis.

Consider this:  obesity is tied to the top two chronic diseases in the U.S.—diabetes and heart disease.  Obesity has also been linked to cancer.  However, many families have difficulty affording healthy foods, and thereby risk obesity by filling the pantry with affordable, unhealthy food.  Fresh fruits and vegetables continue to steadily increasing in price.

The point is that our health care crisis spans so much more than “How do we pay for it?” solutions from the politicians.  We need to take a hard look at all of the strata of influence in our society and identify what it is going to take to improve the overall health of our society.  Not only do we need access to basic health care and quality medical information, we also need access to healthy, affordable food.

Sarah Smith

COO CodeBlueNow!

Thoughtful Editorial

This missive was originally posted on 11/26/2007

Many hip, hip, hoorays for the New York Times' Editorial Board.  Their Nov. 24th Editorial on Health Care was one of the most thoughtful pieces in laying out the issues and pointing to a direction for an improved system.  Read it here

I urge people to read it and comment. It moves the discussion forward in a thoughtful and nonpartisan way. 
The only thing they left out of the equation, is relying on a thoughtful public to help build a better vision. 

Cheers and more later.  Kathleen

Be Very Thankful

This missive was originally posted on 11/20/2007

If you have health insurance, please be sure and be thankful for that, because costs went up again last year to almost $8,000 a person, according to a study by Mercer.

Premiums have gone from nearly $700 for a family in 2000 to nearly double that $1100, in 2007.

But, we don't need more numbers to tell us we're heading in the wrong direction, we need to find others who want to find common ground, build consensus and get to system change.

"You don't need a weatherman to know which way the wind is blowing." We must be the wind for change.

Happy Thanksgiving! Kathleen

Congress and Children's Health

This missive was originally posted on 11/16/2007

Once again, Congress has failed to come up with a compromise solution on the State Children's Health Insurance Program, and is now going into recess until after Thanksgiving.

The program as a whole expires on December 14th. Should there be no funding to renew the program, the states will be faced with the choice of cutting kids or a major fiscal crisis to cover children currently in the program. Congressional Quarterly reported that the Congressional Research Service indicates that 21 states need a combined additional $1.6 billion in federal funds just to keep enrollment at the current level. 

Read the article here

If there were ever a reason why we need to get health care out of the clutches of the politicians, this is a prime example.

Cheers and more later, Kathleen

Just Call Debi: A Class Act

This missive was originally posted on 11/9/2007

In what can only be called a classic out of touch with reality letter, the Development Office, UW Medical Center, sent a letter to its Board of Visitors signed by the CEO of UW Medicine (who is also the Executive Vice President for Medical Affiars and Dean of the School of Medicine). The Board of Visitors (read Donors) were thanked for their friendship and support and introduced to the John A. Coulter Service Excellence Program - the new patient and family-centered care initiative designed to help them access services and navigate the UW Medicine health system.

Enclosed was the business card of Debi Fritz, Director of Coulter Service Excellence with her direct phone number so that she can better direct them to the care they need and have one stop shopping for all their care needs.

They reminded people that in an emergency, they should call 911...and then of course call Debi. As the letter says "If it is necessary to call 911, please also consider calling the Liaison Service after you have called 911. This way we can be sure of your transport and be able to serve you while at
the Medical Center."

I hold two paid for degrees from the University of Washington, and am a card carrying member of the Alumni Association and worked there for 15 years. I was not sent that letter and I wonder how many others were not sent that letter.

So next time you have a heart attack or stroke at 3 AM, or as the letter says, "....massive blood loss or unconsciousness", call 911 first, but then be sure to call Debi. I guess this is what you would call a "class" act from a tax-supported institution.

Cheers and more later. Kathleen

No Partisan Solutions

This missive was originally posted on 11/05/2007

Sunday's New York Times Guest Editorial by N. Gregory Mankiw "Beyond Those Health Care Numbers" really points to the perils of relying on elections to address problems. All we have is pundits and politicians on both sides of the aisle tearing down their opponents statistics.

We have to get health care out of the hands of the politicians. We need to tell them what we want, not wait on their solutions.

We spend so much time beating each other up, that we have lost sight of our need for each other to solve a problem. That's why we need you to take our Pulse and get friends and family to do the same.

Cheers and more later, Kathleen

What Better Case Could Be Made?

This missive was originally posted on 10/29/2007

Just read the New York Times today (10/29/07) about campaign contributions. There is an article entitled, "As Democrates Criticize, Health Care Industry Donates" by Raymond Hernandez and Robert Pear.
What better case could be made to get health care policy out of the clutches of the candidates. Anyone can give them money, but only we--the American people--can give them their jobs. We need to tell them what we want and hold them accountable to act on those values.

Read our Declaration and print it out and send to the candidates saying this is what we want and we'll vote on these issues.

Meanwhile, word is spreading about our CodeBlueNow! Pulse: Iowa. See www.healthpopuli.com

Cheers and more later. Kathleen

Number One in Health Care: A Rush to the Bottom

This missive was originally posted on 10/22/2007

We have done it again!  Now we can boast that not only do 100,000 people die every year from medical errors, (one Boeing 767 crashing every day, 365 days a year); now we won't take care of poor children.

Not only that, but our seniors are being driven into debt by fixed incomes and increasing health care, energy and housing costs (see article in USA Today). And for this, we have the distinction of paying the highest health care costs in the world.

It is clear we cannot leave the health care system to our a partisan political system.  Sign up for CodeBlueNow! Alerts and join our campaign. We are on the move. Soon.

Cheers and more later.  Kathleen

Shame on us

This missive was originally posted on 10/15/2007

When we wake up after the House votes to uphold or not uphold Bush’s veto of the SCHIP (State Children’s Health Insurance Plan), how do we want to see ourselves as Americans?  As a nation that cares for its own or who throws the poor and vulnerable to the sharks?

That is what we do. We don’t invest in the very thing that makes this country great—or once great nation—We don’t invest in the people who fuel this economy or who cannot help themselves.

Have we lost such touch with each other that we turn care for the poor and vulnerable—our children and our elders—into a divisive no holds barred political attack? 

Shame on us. Shame on us as a people that we have lost our way. Shame on us a nation that seems to have lost its conscience.  Shame on us for not insisting we have higher standards.
Shame on us for not standing up. 

I think we are bigger and better than that as a nation and that we need to re-claim our basic human decency that is being stripped from us by toxic partisan stalemates that drive us to division rather than shape a vision. 

We could start with health care.  Join us at CodeBlueNow! Today to chart a strong, and constant chart for a health care system that works for us, not against us and that invites the American public to solve a problem that no partisan bickering can ruin. 

Check Out Candidates' Health Proposals

This missive was originally posted on 10/09/2007

We at CodeBlueNow! believe the American public needs to be more actively involved in shaping the health care reform debate. So, we surveyed 601 Iowans to see what they need and want from a health care system.

Iowans and the American public are vastly smarter than they are given credit for when it comes to health care reform.

We also surveyed the Presidential Candidates on their health care proposals. Now we want you to get invoved!

Please:

1) Review the Iowa Pulse Results
2) Read the Presidential Candidates Health Proposals
3) Take the CodeBlueNow! Pulse
4) Sign up for CodeBlueNow! Alerts
5) Send this to friends and colleagues.

Health care is too important to be left to partisan politics and special interests. Let your voice be heard today.

Cheers and more later. Kathleen

NABE Study: long term risks for economy

This missive was originally posted on 10/05/2007

The National Association of Business Economics, founded in 1958, cites health care costs and an aging population as two of the major long term risks for the American economy, in a study released in August 2007.  Top Threats to U.S. Economy

Now, we would like to hear from you:  How likely do you think the 2008 Presidential campaign will be in shaping a view of a new health care system? 

Send your answers to [email protected] .

Cheers and more later.  Kathleen

What the Candidates are saying

This missive was originally posted on 10/05/2007

Our New Dispatch is out!  Click here and see what people are saying about health care reform in California!

Next we’ll look at what Pennsylvania is doing. 

Want to see what the candidates propose on health care?  As a member of the Association of Health Care Journalists, we will keep you posted as we learn more about what the candidates are saying.  The Candidates' Health Care Proposals

Let us know what you think of their proposals:  [email protected]

Cheers and more later.  Kathleen

Take the CodeBlueNow! Pulse to have your voice heard! and CED report

This missive was originally posted on 10/5/2007

Are you as tired as we are of multiple opposing voices telling us the kind of health care system we need?  We want to know what you think, so please take our CodeBlueNow! Pulse survey today!  Also, see our Suggested Reading list  and the report on employer-based health plans by the Committee on Economic Development.  It offers some very interesting insights: Remember--we want to hear from you.  More later, Kathleen

Scary Stats on Infections and Cost

This missive was originally posted on 10/05/2007

Here are some scary statistics: studies have shown that 100,000 people die in hospitals every year from preventable medical errors.  In Pennsylvania alone, the Governor's Office estimates that 2,500 people died from hospital staph infections in 2005 and another 20,000 people were infected but lived.  Those with infections stayed in the hospital twice as long to cure the infection, to the tune of $3.5 billion.  They estimate they are spending $8 billion/year in avoidable health care costs.

California estimates it has 23,000 deaths per year from hospital infections for an annual cost of $4 billion dollars.

Coming up next week:  The CodeBlueNow! Dispatch, with a story on what is happening in California as well as what a patient-centered health care system could look like. 

Cheers and more later.  Kathleen


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